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Term Life Insurance is a temporary coverage to protect against financial loss if the policy holder dies during the specific time period. Most people use this coverage to safeguard their family until their children are out of college, until they are into retirement, or until mortgages or other liabilities are settled. You pay for a specified period (such as 10, 20, or 30 years) at typically a guaranteed flat rate the entire period. If you pass away during that time, your beneficiaries will receive a check very shortly after the death so they can settle out debts and/or replace lost income.
Providing health insurance for employees has become a growing fi nancial burden for many employers. You may want to offer disability income benefi ts, catastrophic health and accidentcoverage, low deductibles and co-pays through your company-sponsored plans, but these expenses have steadily increased for you. Your associates’ out-of-pocket expenses have risen, too. They will welcome voluntary supplemental policies that can ease the fi nancial strain of their health care expenses.
What would happen to your family if you were to die prematurely? Providing for their financial security is one of the most important decisions you’ll ever make. There’s now a quick and easy way to buy affordable term life insurance to protect your loved ones. LifeScape® NonMed Term 350 life insurance is designed to make the application process fast and convenient. You’ll save time by skipping the medical exam and still get a great premium rate! How easy is it? You provide basic personal information and answer the medical questions on the application – that’s it!